Sailing In Cyprus

Sailing in Paphos

Most visitors to Paphos at some time or other visit Paphos harbour, to see the Castle or sit at a waterside cafe and watch what is happening on the water.

One of the newest attractions is a fleet of ten identical 26ft J80 Yachts, tied to a jetty in the centre of the harbour. These easy to sail yachts are available for hire with or without a skipper, so this means that anyone can get afloat and learn what it is like to get afloat under sail.

Having been a keen sailor all my life I can appreciate the investment that has been made by SailFirst to set up a fleet in Cyprus. The main idea is to provide corporate groups with some friendly competition and team building events for their staff. Cyprus can offer some ideal sailing conditions with steady winds in the afternoon which makes it an ideal place to try out sailing. The small yachts have a fixed keel and a large cockpit with room for up to seven people. Normally for corporate events the yachts are chartered out at over 350 EUR, however appreciating that holiday makers have limited resources special offers are being made available so families with no sailing experience can get afloat for around 150 EUR, which is a bargain which many people are expected to take up.

SailFirst are also are organising a number of open Regattas during the year the next which is a three day event from 25-27th July. I am looking for a crew to enter a yacht so if you are available at this time and fancy some exercise, which also includes VIP entrance to a Rock and Blues festival being held at the harbour at the end of each days racing with free wine please contact me.

David Ogden
97727987
davidogdens @ gmail.com
Your Insider in Cyprus
SailFirst

Become a Philanthropist

Do you know what a philanthropist is? It is a person who gives money to people who are poor or homeless, or provides other aid to those in need. Its a selfless act of sharing wealth with another human being.

Why do people give to others - the reasons can be varied but the act of giving actually makes one feels good and can be explained by the results of study 2006 study by a team of researchers at the National Institute of Healer led by neuroscientist Jorge Moll. They gave subjects some money and a list of causes to which they might contribute. They found that the mere thought of giving money to charity activates the primitive part of the brain associated with the pleasures of eating and having sex. Functional MRIs indicated that donating money stimulates the mesolimbic pathway, the reward centre in the brain, which is responsible for ­dopamine-mediated euphoria. Further research discovered a gene in peoples DNA Those who had ­certain variants of a gene called "AVPR1a" gave an average of nearly 50 percent more money than those not displaying that variant

Many business mentors suggest donating 10% of your income to charity and perhaps this is based on the Middle East custom of Tithing, tithing is the practice of giving 10 percent of your annual income to the needy. You donate one out of every ten dollars to the orphans, the widows, the destitute, or the temple high priests. However in these challenging financial times the practice has largely been abandoned. Read more: http://www.oprah.com/omagazine/The-Practice-of-Tithing-AJ-Jacobs#ixzz2XfaZz3r5

The act of helping others can create an improved sense of well-being. Knowing that you sacrificed something such as time, finances or property in order to help others in need can give you a sense of purpose in life or work and inner satisfaction.

I have recently become involved with a group referred to as Philanthropic Vortex who are pledging not only to support a children's charity with donations but also to create a source of income to improve their own lives which in turn will allow then to be able to give to others.

Learn more: http://david-ogden.Succeedtogive.com

David Ogden
1-386-308-1956
Skype: seadogs11

Become a Philanthropist

Do you know what a philanthropist is? It is a person who gives money to people who are poor or homeless, or provides other aid to those in need. Its a selfless act of sharing wealth with another human being.

Why do people give to others - the reasons can be varied but the act of giving actually makes one feels good and can be explained by the results of study 2006 study by a team of researchers at the National Institute of Healer led by neuroscientist Jorge Moll. They gave subjects some money and a list of causes to which they might contribute. They found that the mere thought of giving money to charity activates the primitive part of the brain associated with the pleasures of eating and having sex. Functional MRIs indicated that donating money stimulates the mesolimbic pathway, the reward centre in the brain, which is responsible for ­dopamine-mediated euphoria. Further research discovered a gene in peoples DNA Those who had ­certain variants of a gene called "AVPR1a" gave an average of nearly 50 percent more money than those not displaying that variant

Many business mentors suggest donating 10% of your income to charity and perhaps this is based on the Middle East custom of Tithing, tithing is the practice of giving 10 percent of your annual income to the needy. You donate one out of every ten dollars to the orphans, the widows, the destitute, or the temple high priests. However in these challenging financial times the practice has largely been abandoned. Read more: http://www.oprah.com/omagazine/The-Practice-of-Tithing-AJ-Jacobs#ixzz2XfaZz3r5

The act of helping others can create an improved sense of well-being. Knowing that you sacrificed something such as time, finances or property in order to help others in need can give you a sense of purpose in life or work and inner satisfaction.

I have recently become involved with a group referred to as Philanthropic Vortex who are pledging not only to support a children's charity with donations but also to create a source of income to improve their own lives which in turn will allow then to be able to give to others.

Learn more: http://david-ogden.Succeedtogive.com

David Ogden
1-386-308-1956
Skype: seadogs11

Last 7 Days to really chnge your Lifr

Fifteen Minutes Which Could Change your Life

If you live in North America you are in the right place at the right time, they say timing is everything to be successful and I believe this to be true.

So what is happening, well its something rare, because a company is launching a range of products which will have a profound effect on your health, these products and the company are not new they have been around for more than 5 years,but they have not been available in North America until a few ago.

Joining a start up company places you in a very strong position to make money and in view of the companies track record there is little to right, but do not take my word for it, I invite you to call this number 218-844-3377 pin 621621# at the top of the hour from Midday - 10 PM East Coast Time and within 15 minutes you will have the salient information to make your decision on a very special offer.

After listening to the call if you have any question please contact me, you can either go to http://seriouswealth.net and fill in your contact details or contact me below.

David Ogden
1-386-308-1956
Skype: seadogs11

Life In the Philippines

Sorting Out Finances

Banking in the Philippines is a nightmare area which I have written about before, the problem being that no bank communicates with any other bank, resulting in the need for many businesses and individuals holding accounts in different banks. My task this last week has been to decide which of the accounts I have in the Philippines will be retained.

The banking issues if further confused when information given on websites does not match reality And when you approach staff they have no idea what is going on, for instance. According to the Social Security website payment of contributions can be made online via BANKNET. I logged into the system connected to my PNB bank filled out the forms but kept getting message please try again later after three days I emailed Banknet and they suggested I approach PNB. A woman PNB could not understand why I would want to pay on line when I could just go to the SSS office at the other side of town and pay over the counter. When I explained I was going to be thousand of miles away she still did not understand but told me to go the the SSS office.

The SSS office were a bit more switched on but said they did not think the system was working yet in Dipolog City but might work in Manilla. she however gave me the address of the President who would be able to enlighten me.

My next port of call was to visit the Electricity Supplier Zanaco to arrange payment of future bills. Their opening statement was "its not possible we don't have an online system " This was like a red rag to a bull so I rephrased my question another way and asked them which Bank they use to deposit money into and when they said Metrobank I asked for their account number. I reminded the guy that I was a member of the Co-operative and as such he worked for me to which he replied the magic words you need to see the General Manager so Two hours later I got what I wanted, On a monthly basis they will email me a copy of my bill and I will use my online system to pay into their account confirming the transaction my email. Mission Accomplished.

My the end of the week it seems that the everyone I need to pay has account with Metrobank, so It looks like that will be the account i retain. I also discovered that Payment from Metrobank to SSS also appear to work. I posted a test transaction and will see if that reaches the SSS next week.

I still need to resolve how I can instruct my bank to send money to another country without having to return to the Philippines but as Metrobank is upgrading its system this weekend this just might be possible. My removers have been in touch and are planning to pack my possessions on 23 April so everything is falling into place, but still no word on Visa's

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Slow Life in the Philippines

The Waiting Game

Our life is once again on hold thanks to local bureaucracy, Jay passport should have arrived at the weekend so we now have to chase up the couriers and the Passport office as passport should have been available on 14th March. This now will means a slippage on our schedule to move to Cyprus

Just happened to be passing LBC and they say they tried to deliver at weekend and no one home, seems strange because my office overlooks our gate and I waited all day. Any way we now have passport which was issued on 4th Feb, great so it took over a month for it to be released as issue date provided was 14th March. what a way to run a country.

Well with the recent news it might be a case of out of the frying pan into the fire. No good financial news coming out of Cyprus as they have stolen money from everyones bank accounts, this might give other countries ideas. Never do trust any foreign bank so only transfer sufficient funds to cover living expenses,

My next task is to chase up the local branch of the NSO to get an amended marriage certificate annotated with the fact that the marriage was annulled. Once again the bureaucrats are taking their time, but we have just over a month to leave the country as my Visa will run out so time is of the essence.

Today I Have the visas applications ready to go to the Cyprus Consul in Manila but do not know what the fees are. Have tried calling but only get a fax machine, now thinking that they have stopped work due to an extended bank holiday to give banks time to work out how they are going to thousands angry customers when they open.

Finally got through and things are now moving again, visa Application will be in Manila tomorrow and hopefully on to Cyprus at the weekend, there is a chance we just might get back on track but with Easter to contend with its going to be tight.

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Better Home Based Business

Team work

I can't remember who first coined the phase "Teamwork makes the Dream work" but John Maxwell has written a book with that title.

Billionaire Ed Mercer who has a new goal to create 100 new millionaires is very impressed with the team work being displayed in the 100 millionaires club and told the members of the club recently that he had never seen anything like the group of entrepreneurs who are selflessly working together so that every one has the chance to become millionaire.

It is refreshing for the people involved to know that they have 24/7 support from around the world that can back them up in times of illness and holidays and the like. I know from when I was working full time there was nothing worse than returning from a period of absence to a desk ladened with work, it really takes the off the best vacation.

I regularly use my fellow team members to help build my business, discuss and share what is working what is not working and sharing ideas for the future.

Many people wrongly classify what Ed is doing as just another online business but it's far more than that. The majority of networking opportunities are based on MLM structures where basically many so called sponsors get you in take your money and often you never see or hear from them again. You are advised to direct people usually your friends to a website and magically people will join your business. well I am sorry folks it doesn't work like that. when if ever did you have a so called sponsor put one of his recruits into your business for your benefit?

You need to build a relationship with your prospect, they need to know you are a real person who will help them in time of need. Prospect are genuinely surprised when I call just to say hello and confirm that I am ready to guide them so that they can listen and if they and speak to Ed Mercer in Person.

David Ogden

http://seriouswealth.net

Life In the Philippines

Win Some lose some

Our battle with bureaucrats in the Philippines continues and at the end of last week we successful won a dispute against the local electricity supplier Zanaco which had been going on ever since we moved into our house. Zanaco made a calculation of what our consumption would be based on our electrical plan but did not listen when I told that our consumption would be half of their estimate.

Our house is for sale and our consumption will drop further and we need the deposit reducing. We went through a series of departments and pleaded our case and gradually we began to get movement, finally we met with the decision maker the General Manager and within two minute and a hand shake he agreed to return 70% of our deposit based on our actual usage figures. It did take a further two days for them to release the cash, but we actually received more than we expected as the amount they requires is based on one months usage.

Today I went to the local National Statistic Office NSO to obtain an official annotated marriage document which show Jasmin's previous marriage has been annulled. Image my surprise when I discovered that in order to get this document I needed to supply 5 other official documents. It seems that the actual Decree of annulment signed by the Judge is worthless in the Philippines. If I do not submit these documents the official records will not be updated. I showed them certified copies of all the documents given to me by the court include transcriptions of the proceeding but they replied I still need to obtain the necessary certification. So it seems yet more travelling is required this time including Manila with return trip taking Two days. What a crazy system, but it gets worse.

Before I left I asked how long it would take for them to update Jasmins records from when I submit the necessary documents the reply being 1-3 months. I pity Filipinos and anyone who comes into contact with one. The Government dictate their lives and they have no freedom. Power is held in Manila and the provinces are neglected/

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Life in the Philippines

Why are you not making money

This is the time of year that people start to have doubts as to weather the opportunities they signed up for in the new years are going to work for them. To be honest it is unreasonable to expect success in such a short time what one should be doing is making sure you are taking the right steps in building your business and here is a simple checklist.

• If you sell products are you buying and using them yourself, most MLM have a minimum monthly purchase level to qualify for commissions so even if you have no downline get used to making this commitment especial as when you introduce other people to your business you will expect them to do the same.
• Do something every day to promote your business, write a blog, place and advert or talk with someone don't just waste time aimlessly surfing the Internet or writing about what you watched on TV unless it is rel event to you business.
• If someone contacts you about your home business get back to them as soon as possible whilst your business is fresh in their minds.
• Learn something everyday about your business or a technique which will help your business develop.
• Read an inspirational book or listen to a tape to get yourself excited, excitement is infectious and makes it easier to sell.
• Do not ask anyone to do anything that you are not doing yourself, keep your business simple and duplicatable
• Seek help/guidance from other people in your business organisation before a small matter develops into a major issue.
• Stand by any commitments you make.

Remember Rome was not built in day stay committed to your dream and in time you will be rewarded, it will take month and sometime years but you will reach you goals provided you remain focussed.

David Ogden

http://seriouswealth.net

Better Home based Business

What do you expect from your business

Many people are looking to the Internet to help maintain their lifestyle, especially with the financial Crisis which is effecting many areas of the world/ the Internet is often perceived as the place to make money fast and it can be be but there are many scams that need to be avoided.

Like any business it will take time to get into profit and you need to allow for this. you also need to realise that you will need to put in time effort and money in order to build your business, you may have to do some task that you don't like such as speaking with people.

I personally hate the phone but know that this is the best way to communicate with potential customers and customers are the key to the growth of your business.

Far to many people believe all they have to do is direct people to a website and the money will come in, or else entice someone to join their opportunity and sit back and enjoy the profit, which is why MLM has such a bad reputation. If fact most if not all MLM are administered in such as way that if you do not put in the effort you will not be rewarded and it its not uncommon to discover that people below you are earning more than you because they are putting in more time and effort into their business. I believe that is quite fair.

You must be knowledgeable about your business and the products you sell, would you purchase a car from a car sales who does not drive? You should also use the products that you sell if you do not do this your potential customers will think theres is something wrong.

A number of people will ask you how your business is going and here you need to be truthful, if you have just started out no one expects you to be in profit. everyone knows that times are hard. so long as you have a plan that will put you in profit share it with other potential prospects.

Yesterday a prospect said he did not have enough money to join my business so I asked him if he could afford $50 a month and showed him a way that by retailing what he purchased he could start building capital to invest in his business, it might take more time to reach his goal but he would be making progress along the road to success.

David Ogden

http://seriouswealth.net

Life In the Philippines

Interesting Road Journey

Yesterday we made a road trip from Dipolog city to Ozamis city in order to lodge documents with the Department of Foreign Affair relating to our visa's, I do know the road quite well but it never ceases to amaze me the sights and signs one sees. One that is lodged in my mind is an adverting for a resort, posted on the wall of a local prison!

There is a long stretch of roadworks with single file traffic stretching over some kilometres, with a few passing places controlled by flag men, unfortunately it is hard to work out which flag they are waving red or green and the motorcycles just continue on regardless, I got caught out when a bus indicated it was stopping to drop off passengers and hid one of the flag men so i met a stream of vehicles coming towards me, luckily I have a 4*4 so was able to pull onto a muddy bank.

Ozamis is a city that we normally pass through when catching a ferry but this time we turned off the main road and into a warren of one way streets with no names and virtually no where to park with hundreds of pedal passenger tricycle, A real nightmare. I had printed out a map from Google and having found a parking place Jasmin was all set to use a tricycle and I intervened as it is quicker to walk as you do not need to be snarled up in one way systems.

Coming home we picked up a police car and I mentioned to Jasmin that I had better not overtake it, so we set to follow it as it seemed in hurry, however it suddenly pulled over so we no longer had a scout to follow.

There was a lot of rain at times so I drove with headlights on so as to be seems but the locals do not seem to care, so its no wonder they have so many accident, especially when its wet and they have worn tires. we passed two crashes our self and noticed the road barriers had been damaged in many places.

The Philippines is not a pleasant place to drive, you have to be defensive and concentrate 100% expecting the unexpected.

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Life In the Philippines

The Waiting Period

I finally managed to contact The Department of Foreign affairs in Manila and found someone to answer the question as to how to get documents authenticated when you live in the provinces. the solution is so simple its a pity it is not posted on the DFA website.

All you need to do is find the nearest DHL branch, take the documents you want authenticating plus the supporting documents for validation, DHL will check them and then send them to Manila, after a few days they will be returned stamped with a red ribbon, Yes we have to drive a few hours to a DHL office, so will let you know how it all goes in a couple of weeks time. there is even an option for them to deliver the documents directly to you home.

We had a final meeting with our lawyer at the weekend, as one document has not been signed correctly, so will need to await a replacement... another 14 days wait.

The President of the Philippines visited Dipolog city to open a new school and revealed plans to upgrade the airport and provide more shopping malls and hotel for tourist. This is the start of a general upgrade to the island of Mindanao which is rich in resources that are starting to attract the interest of investors. This is some good news especially as I have a house for sale ready for occupation.

There is not much more we can do at the moment to expedite our move, our next milestone is receipt of Jays passport so we can apply for Cyprus Visa's

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Working From Home

Focus on your business

Building an online business is not an easy task, you can have the best mentor in the world but unless you follow their advice and concentrate on the business in hand you will struggle. Yes it is hard work but if you expect it to produce money for no effort you could be in for a long wait.

If you are prepared to put in time and money into a project you will create more money. Some people also need to have conventional jobs in order to support their family needs and this can create a dilemma. where do they focus their effort.

A salaried job will produce the same amount of money no matter how much time and effort you put in and is a safe option. Working for yourself is a risk, there is no safety net of money coming in at the end of the month.

A combination of the two is the most common route to start building a home based business, but one need to remember to set aside time for your new venture and treat it as a business not a hobby. If you do not work at it it will wither and die.

So how can you improve the odds of success, well all businesses needs customers or leads they are the lifeblood of business and need to be treated like seed corn and nurtured to produce income. You must set aside at least one hour everyday, that 7 hours a week this is the minimum investment for your future. It's not asking much, you probably spend more time watching soaps and since when did TV make you money.

Some year ago I worked with a group Make Money Not Excuses and that saying is true today. you need to associate with like minded people, people with the same goal who you can turn to for advice and who will help you reach your goal.

David Ogden

http://seriouswealth.net

Slow Life in the Philippines

Two Steps forward and one back

This last week we have made progress, unexpectedly our lawyer produced a certified copy of Jasmins annulled marriage document so she is now free to marry me. We have also applied for Jays passport. Looked like things were going well until we required a number of documents authenticated by the Department of Foreign Affairs (DFA).

The DFA appear to be having a major computer problem, the site is not available on most day. Passport issue is delayed and we now have to wait until 14th March for Jays Passport. More serious however is the fact that authentication of our documents can only be carried out in Manila, which means incurring the inconvenience and cost of two days traveling from the south of the Philippines to the North.

I have spent the last few days attempting to get information on how to get the authentication carried out by using a courier (LBC)which was suggested by the DFA office in Zamboanga. I did find a press release about the service being available in the SM mall in Cebo but once again this was wrong.

I am not alone in trying to resolve these issues and it is no wonder that many Expats that we meet are starting to take action to leave this third world country.

I am frankly amazed that the DFA which is the contact point and link to other countries cannot get it act together. So my task for vthis week is to continue on my quest for answers.

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Slow Life in the Philippines

Is the end in Sight

Yesterday we drove to Liloy to collect Jasmin's annulment Decree, it has been a long journey. Our physical served to illustrate a lot about the Philippines, you see the local elections are coming up in May and it is quite amazing that project that have been dormant for some time are now being hurriedly completed in order to garner votes.

There were a number of roadworks on our route and you have to laugh at the lack of warning, sign such as "Roadworks Ahead", where sign is placed at the edge of a hole, or "Bridge Under Repair" where there is no bridge in sight, perhaps the worker can't read English because a few miles earlier there was a bridge under repair and the sign said Roadworks.

You still get emergency vehicles held up by tricycles travelling at 20 KPH and buses and minivans stopping on corners. We even saw one mini bus with a goat standing on top, struggling to keep its feet, they have no respect for animals.

Our lawyer gave us a certified copy of the court documents but the copier must have been low on ink as they are are to read. We still have one vital document missing and that is a correction to the entry in the National Statistic office (NSO) to return her to single status so we can get married in Cyprus, she has promised this for next month so we should be all right time wise.

We now know that Jasmins son Jay will continue to carry the surname of his Father it seems once your name is registered you are stuck with it for the rest of your life. Our task now is to gather documents from NSO and then Jasmin and Jay can apply for his passport next week.

We should be in a posit ion in the middle of February to apply for a visa to Cyprus, I have obtained an Affidavit of their dependency on me which should support their visa applications which we will submit to the embassy as soon as passports are available. My Affidavit will we authorised by the department of Foreign affairs when Jasmin applies for Jays passport.

We are on a very tight schedule, stress levels are very high but until their visa are approved we cannot book tickets or commit to renting an apartment which means costs are going up if we want to move in March

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Leaving the Philippines

Planning To Move

This last week with three months to go to our planned move, I decided its was rime to get down to some detailed planning and costing and this is why moving house is so stressful. WE last moved a year ago.

We are going to rent in Cyprus for a year, so although we have a couple of properties earmarked we will need to wait until we can inspect them and check out the surrounding areas. We we arrive we will rent an apartment for a week at the moment there a quite a few available so we plan to choose one in an area that we will also consider for long term. As soon as we know our passports and visas are going to be ready we can make bookings for flights and temporary accommodation.

Once again the local weather effected our plans our lawyer was due to go to Manila to collect final Annulment documents but flight was cancelled so the contingency time we had in our plan has been wiped out which may delay our departure, praying now for no more hiccups.

One area we have been rethinking is our baggage our initial plan was use my bike box as accompanied baggage to carry my bike and other bulky gear, but then I remembered the first time I arrived in Cyprus with the box and had to hire a stretched Limo as it was too big for an ordinary taxi so this time we will air freight it and travel only with out clothing and my computer. As we will be renting a furnished property for a year we will leave our other possessions until we either sell our house or have storage space in Cyprus.

We have had one offer on our car, which we have not yet put up for sale, but will consider nearer the time after we have advertised it as the offer is too low.

We have also had an offer on our Dipolog city house but once again not really in the ball park, so are making tentative plans for Jasmins Parents to live in the house until it is sold/

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net

Pree Launch Offer earns money

Pre launchX

This last week my automated Forex system which is still in Pre launch made another gain against the Euro which was a great start to the year. This system has consistently traded one a month on average and my account has grown from $100 to over $1,500 that is an amazing 1400% and at no cost to me because the initial $100 stake money was provided for free.

Not only do subscribers make money on Forex trading but they can earn commissions and bonuses by introducing other people. My potential bonus is so far $3,500 and potential commission over $1,000 per month when the product is released to the general public.

This is a no brainer and I recommend everyone to include and promote this product even if you know nothing about Forex, you just might make a windfall.

David Ogden

Ed Mercer- 100 millionaires
Prelaunch X
Automated stock Trading

Life in Philippines - 2013

A Good start to the year

The new year started with a bang and 30 minutes into the year there was a black out and since then power and Internet connection has been effected by bad weather. We are keeping pour figures crossed that next week we will have all the documents required to start registering our marriage in February.

We still are waiting clarifications of our visa requirements for Cyprus but have drafted out a schedule made at the moment are looking for a packer and forwarder. We do mot have that much to move just personal possessions. we have also started to research in detail what properties we are interested in renting.

We are also ramping up the sale of our Dipolog house and lot and it would be great if we can get a buyer before we move, or else Jasmin's parents will live here with the dogs until such time as it is sold. we also will be putting our car on the market. Finances are going to be tight and we will need to dip into our savings to finance the move, but it seems we are off to a good start.

We still have worries about our respective parents health and Jasmin's mother will need to consult a heart specialist for treatment.

David Ogden
Dipolog city
+639991141149

http://seriouswealth.net